Joe Stretch

Tis' the Holiday Season!...Get a Beautiful, free, Living, Holiday Poinsettia With Every Life Insurance Quote in the Month of December!

Celebrate the season with our exclusive life insurance offer!...Visit or call our insurance office today and receive a beautiful free poinsettia plant with every life insurance quote. Protect your family's future while enjoying a festive holiday gift. Don’t miss this limited-time promotion—get your personalized life insurance quote and a vibrant poinsettia to brighten your home. Secure the conviction of knowing your loved ones are covered and holiday cheer all in one visit!

Free poinsettia giveaway is effective for the month of December, 2025 and valid until we run out of stock. Limit 1 plant per family. Must pick up in person. No purchase necessary.

We are also now accepting new policy applications for car insurance with only a 3-day waiting period. This will allow you to get your auto insurance policy in place sooner than most other insurance companies. If you are currently with our office and have cars insured currently, there is no waiting period for you. Please call, text or email any of our licensed agents to help get your car insurance policy in place.

With Joe Stretch State Farm, we value and appreciate our policy holders! Serving the Salinas, Santa Cruz, San Lorenzo Valley Monterey Bay, Carmel, surrounding areas and beyond. We are more than happy to spend the time to get to know what’s most important to you and your family and then craft the appropriate insurance and financial service package for you.

Joe and team are known for their patient, compassionate approach helping with Life and Paycheck Insurance and showing families how to bundle their Home, Auto and Liability Insurance to achieve the most value. We love what we do because we make a difference in your family’s life when you need it most, backed by the financial strength of a 100 year old, private company. Our goal is to protect you from what could go wrong to allow you to focus on what can go right!

Call or text our office for no hassle Auto, Homeowner, Renters or Life Insurance quotes with State Farm!

After working 15 years in Risk Management, Joe brings a unique perspective to his customer’s lives you won’t find anywhere else. We bring that invaluable point of view to our business owner’s insurance approach as well as normal, everyday families. Away from the office, sponsoring and volunteering in local youth sports, music and art programs and being able to contribute to the community is what brings us the most joy. You may also find Joe working on cars, mountain biking, exercising or playing and coaching baseball if he's not spending time with his wife and 2 sons.

We can start your policy the same day for Auto, Home and Life Insurance!

Our California licensed agency can assist you and your family with:

• Auto Insurance

• Home Insurance

• Earthquake Insurance

• Life Insurance

• Condo insurance

• Renters Insurance

• Business Insurance

• Workers Compensation Insurance

• Personal and Professional Liability Insurance

• Paycheck Insurance

• And more...

Are you a current State Farm Insurance customer moving to this area? We can help! Use the “Contact Us” button below and experience the same great service you’re used to for you Auto, Homeowner, Life and Business Insurance needs.

Call, click or stop by to see us. We look forward to meeting you!